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Webinar Description:
The government has confirmed it will push forwards with plans to bring un-used pension pots into the scope of inheritance tax (IHT) from April 2027. While a HMRC July policy paper outlined some amendments, the incoming change has been described as a “seismic shift” for financial planners and their clients.
Join PA for a webinar on how to prepare and what the application of IHT on pensions means for you and your clients.
- Why bringing un-used pension funds into IHT’s scope is a seismic shift for advisers and clients
- How the move is likely to interact with other IHT policies, including threshold freezes and agricultural and business property relief cuts
- How advisers can help clients prepare in the run up to the change
- Trusts and other tools at advisers’ disposals to address different client needs
- What government decisions not to include death in service benefits, as well as taking a personal representative rather than pension scheme administrator-led approach, mean for clients and financial planners
- How experts hope the policy might evolve further between now and April 2027
Presenters
Kirsty Anderson
Chartered Financial Planner Retirement and Tax Specialist, Quilter Plc
Kirsty began her financial services career in Edinburgh in 1999. Working for various well known financial institutions she’s amassed an extensive career across multiple areas and developed a detailed knowledge of the retirement market.
An experienced public speaker and expert in all things pensions, Kirsty enjoys presenting and translating complicated pension matters into plain English. However, retirement planning has evolved over the years which in turn has seen Kirsty gain additional experience not just in the pension arena, but the wider tax landscape. Assisting firms in their knowledge around tax wrapper optimisation, tax implications and tax liability planning for clients is how she spends much of her time.
When she isn’t focused on pension matters, the majority of her time is spent running around after her daughter and dog…..not necessarily in that order!
Billy Brown
TIME Investments
Billy joined TIME following nearly two decades working across the financial services market, being involved in the mortgage, retirement, later life and, most recently, the tax efficient and alternative investment space.
Billy brings with him a wealth of knowledge in sales and distribution having worked across a range of telephone, field and specialist roles and will lead the internal business development and sales support team, as well as supporting the wider business.
Billy holds multiple industry qualifications and is currently studying towards the CII Level 6 Advanced Diploma in Financial Planning.
Jen Frost
Professional Adviser – Editor
Cecilia Furner
Distribution Director, Retail Annuities, Legal & General Retail
As our Distribution Director, Retail Annuities, Cecilia focuses on driving and delivering the business’ intermediary strategy.
Maximising our product distribution in the retirement income market is an important part of that, but Cecilia also encourages her team to build partnerships and consultative relationships with advisers and firms. She wants to make sure they can both deliver value for their clients and grow their own businesses too, creating a true win/win proposition.
Cecilia joined Legal & General through our Retirement Solutions business in 2018. She came in as its Strategic Partnerships Director, before moving to her current role in 2022. Her time with us builds on almost 20 years of financial services experience, at MetLife, BUPA and Liberty Life. With them she held a range of senior sales and marketing roles, developing a deep, practical sense of how businesses like ours work and exactly what intermediaries need from us.
Cecilia has a postgraduate Diploma in Financial Planning. During her rare free moments she enjoys hiking around her Hertfordshire home and beyond, usually with family members and always with her loyal schnauzer.
Toyin Oyeneyin
Tax Specialist, Octopus Investments
Toyin Oyeneyin is the Tax Specialist and Product Manager for Octopus Investments, being the technical lead across all their tax products. She has been with Octopus for over 6 years having joined Octopus from her previous role as a Senior Manager in M&A tax at PricewaterhouseCoopers. She is a Chartered Tax Adviser and a Council member of the Association of Tax Technicians and has 20 years’ experience across professional practice and industry, accounting, tax and finance.